Welcome to Nioglo! By accessing or using our website and purchasing our digital planners, you agree to be bound by these Terms of Service. Please read them carefully before using our services.
1. Acceptance of Terms By using our website and purchasing our products, you agree to comply with and be bound by these Terms of Service and our Privacy Policy. If you do not agree with any part of these terms, you may not access or use our services.
2. Eligibility You must be at least 18 years old to use our services. By using our website, you represent and warrant that you have the legal capacity to enter into a binding contract and that you meet all the eligibility requirements.
3. Use of Services
4. Digital Products
5. Payment and Pricing
6. Refund Policy Please refer to our Refund Policy for information on refunds and exchanges.
7. Disclaimer of Warranties Our website and digital planners are provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or secure.
8. Limitation of Liability To the fullest extent permitted by law, Nioglo shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services or digital products.
9. Indemnification You agree to indemnify, defend, and hold harmless Nioglo and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising out of or related to your use of our services or violation of these Terms of Service.
10. Governing Law These Terms of Service and any disputes arising out of or related to them shall be governed by and construed in accordance with the laws of , without regard to its conflict of law principles.
11. Changes to Terms We may update these Terms of Service from time to time. We will notify you of any changes by posting the new Terms of Service on this page and updating the "Last Updated" date. Your continued use of our services after any changes constitutes your acceptance of the new terms.
12. Contact Us If you have any questions about these Terms of Service, please contact us at: